Online Banking

Happy Holidays from Anchor Bank!  Please note the following information regarding transaction processing during the holidays.

Dec. 24
12:00 p.m. - Cut-off for ACH & Wire processing
1:00 p.m. - Cut-off for Anchor Remote processing
2:00 p.m. - Cut-off for AnchorLink account transfers

ACH Filter & Positive Pay transactions will be processed as usual.  Be sure to check AnchorLink to process your exception items.

Dec. 25 – Closed
Dec. 31 - Normal processing and cut-off times

ACH Filter & Positive Pay transactions will be processed.  Be sure to check AnchorLink to process your exception items.

Jan. 1 – Closed

Keller Property Management Homeowner Association Members - Special Negotiated Benefits


As a homeowner in a Keller-managed association, you may qualify for special negotiated benefits on a variety of services from Anchor Bank.1

 
Merit Plus Checking | earn interest on your daily collected balance

Personal Money Market Savings | earn interest on your daily collected balance

Mortgage origination fee reduction | available for mortgages to purchase or refinance your home

As a member, you may qualify for a 0.50% reduction on your mortgage origination fee with Anchor Bank along with our competitive rates and free pre-qualification.11 As an example, if your loan amount is $200,000 your mortgage origination fee woul d be reduced by $1,000, which is 0.50% of your loan amount.8
 

Home Equity Line of Credit | save on fees and closing costs

Improve your home, buy a new car (or boat or cabin), or consolidate debt with a home equity line of credit from Anchor Bank. As a Keller member, you are eligible for no annual fee and low closing costs.9
 

Document Shredding | complimentary at any Anchor Bank location

The National Cyber Security Alliance recommends that everyone protects themselves from identity theft and fraud by shredding bank, credit card and other statements with printed account numbers. Stop by any Anchor Bank location to place these items into a locked shred bin. It is then removed by a professional firm using the highest standards for maintaining confidentiality prior to shredding the material.
 

AnchorLink® Online Banking

All you need is internet access and a web browser and you can monitor your account activity by viewing transactions, downloading data for bank statement reconciliation, looking at images of your checks and deposited items and receiving bank statements and notices electronically. You can also manage your debit card and initiate balance transfers, loan payments, bill payment and stop payments. You will receive all of these services at no cost except stop payments, which are at a reduced amount.10

Mobile Banking

Anchor Bank's Mobile Banking service lets you access your accounts on the go with your Apple® and Android device. With Mobile Banking you can check balances, view transaction history, manage your debit card, make transfers, deposit checks and pay bills. There is no fee from Anchor Bank; however text and data charges may apply from your service provider.11

Credit Card | enjoy a longer intro rate, earn valuable rewards, or build your credit

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you! Options include the Visa® and American Express® Cards that come with a variety of important features including EMV smart chip technology.

 

How to get started

We have a dedicated team at Anchor Bank Apple Valley to guide you along the way. Contact the following people with questions on setting up any of these services.

Charity Williams
Vice President, Bank Manager
Email Charity
952-808-8055
NMLS# 1029612

Pete Spekman
Senior Commercial Banker
Email Pete
952-345-7606

 

1You qualify for this package of services while you are a member of a homeowner association managed by Keller Property Management and Keller is a customer of Anchor Bank. By providing this material to members, Keller has consented to Anchor Bank disclosing that it is a customer of Anchor Bank. Please contact Charity or Clint to make arrangements to present this flyer when you open any of your accounts.2These fees are waived if you are a member of a homeowner association managed by Keller Property Management and Keller is a customer of Anchor Bank. Otherwise, a $20.00 monthly fee will apply if an average ledger balance of $10,000 in total deposits or $25,000 minimum balance in total loans is not met.
3Anchor Bank does not charge a fee to access a non-MoneyPass ATM however, this does not include any applicable ATM fees charged by ATM owner. Waived if a homeowner in a Keller-managed association.
4Variable interest earned on the daily collected balance and paid monthly. For current rate information on our interest bearing accounts, please contact Clint or Charity.
5Offer available on 2 x 5 and 3 x 5 boxes.
6Available on some loans when payments are automatically debited from you Anchor Bank checking account. Subject to credit approval.
7These fees are waived if you are a member of a homeowner association managed by Keller Property Management and Keller is a customer of Anchor Bank. A $15.00 monthly fee will apply if a $10,000 minimum balance is not maintained. Waived if a homeowner in a Keller-managed association.
8Offer is available for a purchase or refinance mortgage loan secured by a first lien; excluding FHA, VA, and HARP. Maximum mortgage origination fee reduction is $2,085. All other fees are applicant’s responsibility. Subject to credit approval.
9Annual Percentage Rate (APR) is effective 12/21/15 and subject to change. The APR is variable and based on the Prime Rate as published in The Wall Street Journal Money Rates Table (3.50% as of 12/17/15), plus a margin. The 3.99% APR is available for well qualified applicants with credit lines secured by a single-family owner occupied residential prop­erty, combined loan-to-value not exceeding 80%, and a first real estate mortgage balance of $450,000 or less. This line of credit has a 10-year draw period, after which you will be required to repay any amounts borrowed within a 20-year repayment period. Minimum line of credit amount is $10,000. APR is Prime Rate plus a margin of 0.74% and reflects a 0.25% interest rate discount for automatic payment from an Anchor Bank checking account. The minimum APR for this offer is 4.24% without the automatic payment feature. The maximum APR is 18%. Your APR and minimum APR may be higher based on your credit qualifications, combined loan-to-value ratio, first real estate mortgage balance, term, and whether you elect the automatic payment feature. Closing costs paid to Anchor Bank and/or third parties generally range from $650 to $1,900 depending on the property type, property location and the amount of credit extended. Offer is subject to credit approval. Other terms and conditions may apply. Property insurance and, if applicable, flood insurance are required. 
10Online Banking stop payments are $17.00 and manual stop payments are $35.00.

11Check with your service provider for details.
12The creditor and issuer of these cards is Élan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express. Subject to credit approval.
12Gift Cards are issued by MetaBank®, Member FDIC, pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Purchase fee of up to $4.00. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.00.