Online Banking

Scheduled System Maintenance

To keep things running smoothly we will perform system maintenance from April 26 at 10:00pm to April 27 at 7:00am Central Time.  Thank you for your patience.

Fraud Detection

In the digital era, fraud has become a prevalent issue—especially in larger businesses where it can be difficult to track instances of fraud. With Fraud Detection Services from Anchor Bank, you can reduce the risk of fraud by monitoring transaction activity and by receiving notifications when there is a potential risk.

Positive Pay

Anchor Bank's Positive Pay service quickly identifies possible fraudulent checks to help safeguard your company. Positive Pay is an automated check matching service that compares checks presented for payment with checks you've issued, giving you the chance to review any checks that don't match to your issued file and make the decision to pay or not.

How it works for you
Each time your accounts payable system generates checks, you transmit a checks-issued file to Anchor Bank. We compare your issued check data to our daily paid check file to ensure that all checks presented for payment have been authorized and are presented for the correct amount. If any items do not match the issue data, we provide that information to you early in the day so that you can determine whether to honor or return the items. Exception processing also permits unresolved items to be returned unless the bank is notified.

Key benefits to your business
• Reduce exposure to fraud – Identify unauthorized transactions, including counterfeit or altered checks, before final payment.
• Quick and easy to use – With AnchorLink you can view images of your Positive Pay exceptions online and decide which ones should be paid.
• Easy file upload – Use the upload feature available through AnchorLink®.
• Save time and money – By significantly reducing the potential for check fraud, Positive Pay can save you time, effort, and real dollars.

ACH Filter

We offer a way to protect your business from ACH fraud. The ACH Filter allows you to define acceptable ACH debits and credits to clear your business accounts.

How it works for you
• An ACH Filter gives you control and helps protect against unauthorized or erroneous ACH entries. You can set various criteria to authorize some ACH debits and/or credits to post to your account. If any items do not match the filter data, we provide that information to you early in the day so that you can determine whether to honor or return the ACH items. Exception processing also permits unresolved items to be returned unless the bank is notified.

• Anchor Bank’s ACH Filter services are available directly through AnchorLink® Internet Banking – allowing you to quickly and easily review items to determine whether they have been issued by your company or are fraudulent. With the click of your mouse, you can then direct us to return any unauthorized items.

Key benefits to your business
• no manual account monitoring – ACH Filter stops and automatically returns unauthorized ACH transactions to you.
• Preventative protection – ACH Filter protects your business from loss by preventing unauthorized ACH transactions on your account.

Contact Anchor

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