All fees are per item unless indicated otherwise.
PERSONAL AND BUSINESS SERVICE FEES?
|Account Closing Fee if open less than 6 Months||$30.00|
| ATM Card Replacement||6.00|
| MoneyPass® ATM Transactions1||Free|
| Non-MoneyPass ATM Transactions7||2.50|
| Anchor Bank Debit Mastercard® Transactions2||No monthly fee|
| Currency Conversion||0.20%|
| Cross-Border Transaction3||2.80%|
| Check cashing for non-customers for checks over $100.00||6.00|
| Coin Counting for non-customers||11%|
| All other countries5||30.0011|
|o Personal or Business Access Only Monthly||2.00|
|o Personal Bill Payment Monthly||4.00|
|o Business Bill Payment Monthly||10.00|
|o Access Only Monthly||8.00|
|o Bill Payment Monthly||15.00|
| Less than $300||20.00|
| Stop Payment||80.00|
|Anchor Bank Mastercard Gift Card9||4.00|
|HSA Contribution/Distribution Correction||25.00|
|Mail Returned Monthly||10.00|
|Night Deposit Bags|
| Locked Bag||27.00|
| Zipper Bag||8.00|
|Overdraft Protection Savings/Checking Transfer||11.00|
| Per Withdrawal8||35.00|
| Maximum Daily Overdraft/Returned Item per day (personal)||180.00|
| Continuous Negative Balance fee after 3 business days (business)||8.00|
| Continuous Negative Balance fee after 5 business days (personal)||5.00|
| No fee if account is overdrawn less than $5.00 at the end of the business day|
| Research & Account Reconciliation per hour||30.00|
| Copies per Account Item, Statement or Activity Printout||6.00|
|Returned Deposit Item|
| Special Instructions Monthly||30.00|
| Chargeback/Redeposited Item||11.00|
|Statement Special Cutoff||11.00|
| AnchorLine® Telephone Banking||17.00|
| AnchorLink® Online Banking||17.00|
| In person/phone||35.00|
| Incoming Domestic||15.00|
| Incoming International6||16.00|
| Outgoing Domestic4||26.00|
| Outgoing International4,6||45.00|
| Manual Outgoing Wire Confirmation||10.00|
|BUSINESS CASH MANAGEMENT FEES|
|AnchorLink® Online Banking|
| Account Reconciliation (partial) Monthly||55.00|
| ACH Filter Monthly||21.00|
| ACH Origination|
|o Notification of Change||4.00|
|o Same-day ACH Item||1.50|
|o Unauthorized ACH Return Item||10.00|
| Bill Payment||$.50 each item > 20|
| Online EDI Monthly||20.00|
| Positive Pay|
| Reports Monthly||55.00|
| Remote Deposit Capture|
|o Remote Deposit Complete Monthly||50.00|
| Security Token Replacement||25.00|
| Wire Transfer|
|o Outgoing Domestic4||15.00|
|o Outgoing International4||25.00|
|o Automated Wire Confirmation Monthly||10.00|
|Cash Management Set up/Training||150.00|
| Coin Purchased per Roll||.15|
| Currency Purchased per $1||.0013|
|Digital Check Images Monthly||55.00|
|Fed EDI Monthly||20.00|
|Image Deposit File Monthly||100.00|
| Accounts Receivable File Monthly||100.00|
| Check/Document Image Item||.09|
| Data Keying Item||.25|
| Electronic Payment Item||.13|
| Hard Document Return Monthly||100.00|
| Maintenance Monthly||180.00|
| Processing Item||.38|
| WebViewer Monthly||80.00|
|Public Funds Collateral Pledge Monthly||50.00|
| Cash Sweep Monthly||75.00|
| Deposit and Loan Sweep Monthly||315.00|
| Line of Credit Sweep Monthly||275.00|
| Repurchase Sweep Monthly||195.00|
| Zero Balance Account Sweep Monthly|
|o Master Account||35.00|
|o Sub Account||20.00|
1To locate a MoneyPass® ATM go to www.moneypass.com. Health Savings Account Cards are not available for use at ATMs.
2Mastercard® Zero Liability Policy means as a cardholder, you will not be held responsible for unauthorized transactions if your card is lost or stolen, or your card number is used without your permissions. Mastercard SecureCode® gives you an additional layer of online shopping security. To learn more and enroll, visit AnchorLink.com/personal-checking-debit-cards.
3Country of the merchant is different than the cardholder.
4Wire amount received by beneficiary may be reduced by correspondent bank lifting fees.
5Additional fee of exchange rate + 1% will be assessed.
6Additional fee of exchange rate + 1% if the wire is $15,000 or less, .5% if $15,001 to $100,000 or .25% if greater than $100,000 will be assessed.
7ATM transactions include transfers, withdrawals, deposits, and balance inquiries. Does not include any applicable ATM fees charged by ATM owner.
8Fees will apply to overdrafts or returned items (NSF) created by check, in-person withdrawals and other electronic means. Fees will apply to ATM withdrawals and one-time debit card transactions when permitted by law, subject to opt-in requirements.
9Gift Cards are issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Purchase fee of up to $4. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.
10Only available with AnchorLink Online Banking.
11Fees charged by third parties or other banks, in addition to those described above.
Bank fees may cause your account to become overdrawn and result in additional fees.
Remote Deposit Complete is a trademark of Jack Henry & Associates, Inc. Mastercard and Mastercard SecureCode are registered trademarks and the circles design is a trademark of Mastercard International Incorporated. QuickBooks is a registered trademark of Intuit, Inc. in the United States and other countries. Quicken is a registered trademark of Intuit, Inc., used under license. MoneyPass is a registered trademark of U.S. Bank, N.A.