Online Banking

Scheduled System Maintenance

To keep things running smoothly we will perform system maintenance on February 25 from 1 – 7 a.m. Central time. Thank you for your patience.

Service Fees

All fees are per item unless indicated otherwise.

PERSONAL AND BUSINESS SERVICE FEES?

Account Closing Fee if open less than 6 Months $30.00
ATM/Debit Card  
    •    ATM Card Replacement   6.00
    •   MoneyPass® ATM Transactions1 Free
    •    Non-MoneyPass ATM Transactions7 2.50
    •   Anchor Bank Debit Mastercard® Transactions2 No monthly fee
    •    Currency Conversion   0.20%
    •    Cross-Border Transaction3   2.80%
Cash Services  
    •    Check cashing for non-customers for checks over                     $100.00 6.00
    •    Coin Counting for non-customers 11%
Cashier’s Check   8.00
Collection Items   
    •    Domestic 30.00
    •    Canadian5 5.00
    •    All other countries5 30.0011
Direct Connect10  
    •   Quicken®  
        o    Personal or Business Access Only Monthly 2.00
        o    Personal Bill Payment Monthly 4.00
        o    Business Bill Payment Monthly 10.00
    •   QuickBooks®  
        o    Access Only Monthly 8.00
        o    Bill Payment Monthly 15.00
Foreign Currency  
    •   Less than $300 20.00
    •   $300+ 10.00
Foreign Draft  
    •   Draft5 30.0011
    •   Stop Payment  80.00
Garnishment/Levy 110.00
Anchor Bank Mastercard Gift Card9 4.00
HSA Contribution/Distribution Correction 25.00
Mail Returned Monthly 10.00
Night Deposit Bags  
    •    Locked Bag 27.00
    •    Zipper Bag  8.00
Overdraft Protection Savings/Checking Transfer 11.00
Overdraft/Returned Item  
    •    Per Withdrawal8 35.00
    •    Maximum Daily Overdraft/Returned Item per                              day (personal) 180.00
    •    Continuous Negative Balance fee after 3 business                    days (business) 8.00
    •    Continuous Negative Balance fee after 5 business                    days (personal)  5.00
    •    No fee if account is overdrawn less than $5.00 at the                 end of the business day  
Research  
    •    Research & Account Reconciliation per hour 30.00
    •    Copies per Account Item, Statement or Activity Printout  6.00
Returned Deposit Item  
    •    Special Instructions Monthly 30.00
    •    Chargeback/Redeposited Item 11.00
Statement Special Cutoff 11.00
Stop Payment  
    •    AnchorLine® Telephone Banking 17.00
    •    AnchorLink® Online Banking 17.00
    •    In person/phone 35.00
Wire Transfers  
    •    Incoming – Domestic  15.00
    •    Incoming – International6 16.00
    •    Outgoing – Domestic 26.00
    •    Outgoing – International4,6  45.00
    •    Manual Outgoing Wire Confirmation 10.00
   
BUSINESS CASH MANAGEMENT FEES  
AnchorLink® Online Banking  
    •    Account Reconciliation (partial) Monthly 55.00
    •    ACH Filter Monthly 21.00
    •    ACH Origination       
        o    Item .16
        o    Monthly    40.00
        o    Notification of Change 4.00
        o    Reversal 30.00
        o    Same-day ACH Item 1.50
        o    Unauthorized ACH Return Item 10.00
    •    Bill Payment $.50 each item > 20
    •    Online EDI Monthly 20.00
    •    Positive Pay  
        o    Monthly 40.00
        o    Item .05
    •    Reports Monthly 55.00
    •    Remote Deposit Capture  
        o    Item .09
        o    Remote Deposit Complete Monthly™ 50.00
    •    Security Token Replacement 25.00
    •    Wire Transfer  
        o    Outgoing Domestic4 15.00
        o    Outgoing International 25.00
        o    Automated Wire Confirmation Monthly 10.00
Cash Management Set up/Training 150.00
Cash Services  
    •    Coin Purchased per Roll .15
    •    Currency Purchased per $1 .0013
Digital Check Images Monthly 55.00
Fed EDI Monthly 20.00
Image Deposit File Monthly 100.00
Lockbox  
    •    Accounts Receivable File Monthly 100.00
    •    Check/Document Image Item .09
    •    Data Keying Item .25
    •    Electronic Payment Item .13
    •    Hard Document Return Monthly     100.00
    •    Maintenance Monthly 180.00
    •    Processing Item .38
    •    Setup 250.00
    •    WebViewer Monthly 80.00
Public Funds Collateral Pledge Monthly 50.00
Sweep Service  
    •    Cash Sweep Monthly 75.00
    •    Deposit and Loan Sweep Monthly 315.00
    •    Line of Credit Sweep Monthly 275.00
    •    Repurchase Sweep Monthly 195.00
    •    Zero Balance Account Sweep Monthly    
        o    Master Account 35.00
        o    Sub Account 20.00

 

1To locate a MoneyPass® ATM go to www.moneypass.com. Health Savings Account Cards are not available for use at ATMs.
2Mastercard® Zero Liability Policy means as a cardholder, you will not be held responsible for unauthorized transactions if your card is lost or stolen, or your card number is used without your permissions. Mastercard SecureCode®  gives you an additional layer of online shopping security. To learn more and enroll, visit AnchorLink.com/personal-checking-debit-cards.
3Country of the merchant is different than the cardholder.
4Wire amount received by beneficiary may be reduced by correspondent bank lifting fees.
5Additional fee of exchange rate + 1% will be assessed.
6Additional fee of exchange rate + 1% if the wire is $15,000 or less, .5% if $15,001 to $100,000 or .25% if greater than $100,000 will be assessed.
7ATM transactions include transfers, withdrawals, deposits, and balance inquiries. Does not include any applicable ATM fees charged by ATM owner.
8Fees will apply to overdrafts or returned items (NSF) created by check, in-person withdrawals and other electronic means. Fees will apply to ATM withdrawals and one-time debit card transactions when permitted by law, subject to opt-in requirements.
9Gift Cards are issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Purchase fee of up to $4. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.
10Only available with AnchorLink Online Banking.
11Fees charged by third parties or other banks, in addition to those described above.

Bank fees may cause your account to become overdrawn and result in additional fees.

Remote Deposit Complete is a trademark of Jack Henry & Associates, Inc. Mastercard and Mastercard SecureCode are registered trademarks and the circles design is a trademark of Mastercard International Incorporated. QuickBooks is a registered trademark of Intuit, Inc. in the United States and other countries. Quicken is a registered trademark of Intuit, Inc., used under license. MoneyPass is a registered trademark of U.S. Bank, N.A.