Online Banking

Service Fees

 

PERSONAL AND BUSINESS SERVICE FEES?

Account Closing Fee if open less than 6 Months $30.00
ATM/Debit Card  
    •    ATM Card Replacement   6.00
    •   MoneyPass® ATM Transactions1 Free
    •    Non-MoneyPass ATM Transactions7 2.50
    •   Debit Card Transactions2 Free
    •    Currency Conversion   0.20%
    •    Cross-Border Transaction3   2.80%
Cash Services  
    •    Check cashing for non-customers $100.01+  6.00
    •    Coin Counting for non-customers 11%
Cashier’s Check   8.00
Collection Items   
    •    Domestic Check Item       30.00
    •    Foreign Check Item5  Pass through cost + 30.00
Direct Connect10  
    •   Quicken®  
        o    Personal or Business Access Only 2.00
        o    Personal Bill Payment 4.00
        o    Business Bill Payment 10.00
    •   QuickBooks®  
        o    Access Only 8.00
        o    Bill Payment 15.00
 Foreign Currency5 Pass through cost + 25.00
Foreign Draft  
    •   Draft5 Pass through cost + 30.00
    •   Stop Payment  80.00
Garnishment/Levy 110.00
Gift Card9 4.00
HSA Contribution/Distribution Correction 25.00
Mail Returned Monthly 10.00
Night Deposit Bags  
    •    Locked Bag 27.00
    •    Zipper Bag  8.00
Overdraft Protection Savings/Checking Transfer 11.00
Overdraft/Returned Returned Item  
    •    Per Withdrawal8 35.00
    •    Maximum Daily Overdraft Returned Item                per day (personal) 180.00
    •    Continuous Negative Balance fee after
         3 business days 
(business)
8.00
    •    Continuous Negative Balance fee after
         5 business days (personal) 
5.00
    •    No fee if account is overdrawn less
         than $5.00 at the end 
of the business day
 
Research  
    •    Research & Account Reconciliation per hour 30.00
    •    Copies per Account Item, Statement or 
         Activity Printout 
6.00
Returned Deposit Item  
    •    Special Instructions Monthly 30.00
    •    Chargeback/Redeposited Item 11.00
Statement Special Cutoff 11.00
Stop Payment  
    •    AnchorLine® Telephone Banking 17.00
    •    AnchorLink® Online Banking 17.00
    •    In person/phone 35.00
Wire Transfers  
    •    Incoming – Domestic  15.00
    •    Incoming – International6 16.00
    •    Outgoing – Domestic 26.00
    •    Outgoing – International4,6  45.00
    •    Manual Outgoing Wire Confirmation 10.00
   
BUSINESS CASH MANAGEMENT FEES  
AnchorLink® Online Banking  
    •    Account Reconciliation (partial) Monthly 55.00
    •    ACH Filter Monthly 21.00
    •    ACH Origination       
        o    Monthly    40.00
        o    Item .16
        o    Notification of Change 4.00
        o    Reversal 30.00
        o    Same-day ACH Item 1.50
        o    Unauthorized ACH Return Item 10.00
    •    Anchor Remote Deposit Capture  
        o    Monthly 50.00
        o    Item .09
    •    Bill Payment $.50 each item > 20
    •    Online EDI Monthly 20.00
    •    Positive Pay  
        o    Monthly 40.00
        o    Item .05
    •    Reports Monthly 55.00
    •    Security Token Replacement 25.00
    •    Wire Transfer  
        o    Outgoing Domestic4 15.00
        o    Outgoing International 25.00
        o    Automated Wire Confirmation Monthly 10.00
Cash Services  
    •    Currency Purchased per $1 .0013
    •    Coin Purchased per Roll .15
Cash Management Set up/Training 150.00
Collection Items  
    •    Documentary Sight Draft Pass through cost + 30.00
    •    Documentary Direct Collection Letter  Pass through cost + 30.00
    •    Documentary Fedwire Pass through cost + 5.00
    •    Documentary Courier Domestic Pass through cost + 5.00
    •    Documentary Endorsement Pass through cost + 5.00
Digital Check Images Monthly 55.00
Fed EDI Monthly 20.00
Image Deposit File Monthly 100.00
Lockbox  
    •    Accounts Receivable File Monthly 100.00
    •    Check/Document Image Item .09
    •    Data Keying Item .25
    •    Electronic Payment Item .13
    •    Hard Document Return Monthly     100.00
    •    Monthly Maintenance 180.00
    •    Processing Item .38
    •    Setup 250.00
    •    WebViewer Monthly 80.00
Public Funds Collateral Pledge Monthly 50.00
Sweep Service  
    •    Cash Sweep Monthly 75.00
    •    Deposit and Loan Sweep Monthly 315.00
    •    Line of Credit Sweep Monthly 275.00
    •    Repurchase Sweep Monthly 195.00
    •    Zero Balance Account Sweep Monthly    
        o    Master Account 35.00
        o    Sub Account 20.00

 

1To locate a MoneyPass® ATM go to www.moneypass.com. Health Savings Account Cards are not available for use at ATMs.
2Mastercard® Zero Liability Policy means as a cardholder, you will not be held responsible for unauthorized transactions if your card is lost or stolen, or your card number is used without your permissions. Mastercard SecureCode®  gives you an additional layer of online shopping security. To learn more and enroll, visit AnchorLink.com/personal-checking.
3Country of the merchant is different than the cardholder.
4Wire amount received by beneficiary may be reduced by correspondent bank lifting fees.
5Additional fee of exchange rate + 1% will be assessed.
6Additional fee of exchange rate + 1% if the wire is $15,000 or less, .5% if $15,001 to $100,000 or .25% if greater than $100,000 will be assessed.
7ATM transactions include transfers, withdrawals, deposits, and balance inquiries. Does not include any applicable ATM fees charged by ATM owner.
8Fees will apply to overdrafts or returned items (NSF) created by check, in-person withdrawals and other electronic means. Fees will apply to ATM withdrawals and one-time debit card transactions when permitted by law, subject to opt-in requirements.
9Gift Cards are issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Purchase fee of up to $6.95. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.00.
10Only available with AnchorLink Online Banking.

Bank fees may cause your account to become overdrawn and result in additional fees.

Quicken and QuickBooks are registered trademarks of Intuit, Inc.